01 / 08
IRON CITY RISK TECH · CONFIDENTIAL · 2026
SCHOOLSHIELD
PRO
Pennsylvania's First AI-Powered Risk Intelligence Platform for School Districts — Built by an Educator. Trusted by Insurers.
500+
PA DISTRICTS
$4B+
PA INS. MARKET
-32%
PREMIUM CREDIT
FERPA COMPLIANT
ACT 44 / ACT 55
PIDSA CERTIFIED
PITTSBURGH BUILT
02 / 08
THE PROBLEM
PA SCHOOLS ARE FLYING BLIND — AND PAYING FOR IT
PA DISTRICTS REPORT
77%
experiencing premium increases with no clear path to relief and no data to negotiate with their insurer
Underwriters price risk without real data
Annual manual snapshots mean 364 days of blind spots. No environmental monitoring, no behavioral signals, no continuous data.
Safe districts get punished anyway
Proactive schools with great safety records pay the same premiums as reactive ones — because nobody built a way to prove it.
Manual audits cost everyone time and money
Site visits run $5K–$15K per district. They happen once a year. A lot can go wrong in 364 days.
Cyber threats are escalating fast
PA school districts saw a 41% increase in cyberattacks YOY. PIDSA certification is now required by April 2026. Most districts have no automated way to prove compliance.
RECENT PA CYBER INCIDENTS
$500K
Beaver County Community College — ransomware settlement. Right in the Greater Pittsburgh region. 2025.
517K
People impacted by PSEA breach — Social Security numbers, financial data, health records stolen. 2024–2025.
3 Days
Chambersburg Area SD & Minersville Area SD — classes canceled due to ransomware attacks. 2025.
4,210 WEEKLY ATTACKS ON PA SCHOOLS · 69% SURGE IN 2025
03 / 08
THE SOLUTION
SEVEN INTEGRATED SENSOR LAYERS.
ONE INTELLIGENT PLATFORM.
Iron City Risk Tech connects hard IoT sensor data with soft community behavioral data — feeding an AI engine that delivers actuarial-grade reports automatically, continuously, and without a site visit.
🌡️
Environmental
Lead, Radon, Arsenic, HVAC, Air Quality — continuous biosensor monitoring against PA WHE standards.
ACT 44 COMPLIANT
🦠
Mold Detection
Spore count, humidity risk index, and high-risk zone flagging — eliminating Failure to Repair liability before it becomes a claim.
LIABILITY SHIELD
🔒
Physical Security
Door lock compliance, PCCD Tier 1 verification, access control — proving proactive security posture to underwriters in real time.
PCCD VERIFIED
🧠
Behavioral
De-escalation rates, near-miss tracking, community app data — proving a Culture of Prevention that lowers severity multipliers.
CULTURE SCORE
⚠️
Threat Detection
Perimeter sensors, acoustic anomaly detection, lockdown readiness — proactive threat mitigation documented for underwriters.
ACT 44 READY
🔐
Cyber Risk
MFA enrollment, phishing simulation, patch compliance, PIDSA certification — automated cyber risk scoring for PA insurance carriers.
PIDSA CERTIFIED
🚬
Vape Detection
Nicotine and THC sensors in high-risk zones. Real-time alerts, documented policy enforcement, and student health intervention tracking — reducing behavioral liability exposure.
STUDENT HEALTH
04 / 08
THE PRODUCT
SCHOOLSHIELD PRO
One dashboard. Six sensor layers. Five AI-powered actuarial reports. Zero manual audits required.
88/100
DISTRICT RISK SCORE
-32%
PREMIUM CREDIT
📡
Raw Sensor
Local only
→
🔒
PII Anonymizer
FERPA certified
→
📦
Actuarial Pack
Underwriter ready
📊
Risk Command Dashboard
Live composite risk score, premium credit estimate, and six-layer sensor intelligence — continuously updated.
📋
Actuarial Quick-Prompt Suite
Six one-click AI reports: Renewal Readiness, WHE Audit, Behavioral Deep Dive, Premium Justification, Cyber PIDSA, and Vape Detection.
📱
Community App
Soft data layer — staff report near-misses, behavioral events, and safety concerns in real time. Anonymous. Actionable.
🔒
Privacy Tunnel
PII stripped at source before any transmission. No student data ever leaves the building. FERPA certified.
05 / 08
MARKET OPPORTUNITY
MASSIVE MARKET.
ZERO COMPETITION.
PERFECT TIMING.
The AI in insurance market is growing at 32% annually. PA school districts are legally required to certify cyber compliance by April 2026. No platform exists to help them do it automatically. Until now.
PA BEACHHEAD → NATIONAL EXPANSION
✓ 500+ PA school districts — founder has insider access
✓ PSBA Insurance partnership in active discussion
✓ Steel Valley SD — first advisory partner in progress
✓ 13,000+ US districts after PA proof of concept
✓ International expansion: Canada, UK school systems
$18.6B
AI in Insurance Market — 2025
GROWING 32% ANNUALLY
$303B
Projected AI Insurance Market — 2035
10-YEAR RUNWAY
$5.1B
InsurTech Funding — 2025
↑19.5% — AI INSURTECHS GOT 2/3 OF CAPITAL
06 / 09
INVESTOR RETURN
PROJECTED ROI FOR INVESTORS
Conservative projections based on PA market penetration and three revenue streams. The carrier data license is what makes this truly compelling.
REVENUE PROJECTIONS
YEAR 1
$148K
2 pilot districts + hardware installs
YEAR 2
$515K
10 districts + first carrier license
YEAR 3
$1.34M
35 districts + 2 carrier licenses
YEAR 5
$4M+
100 districts + 5 carrier licenses
$500K INVESTMENT AT 10% EQUITY
Conservative Exit (8× revenue) $3.2M
Aggressive Exit (12× revenue) $4.8M
6.4× — 9.6× RETURN ON INVESTMENT
THE DATA NETWORK EFFECT
Every district that joins the platform makes the dataset more valuable to carriers. At 50+ districts you control the most comprehensive PA school risk dataset ever assembled.

Carriers pay to improve their underwriting models. That's not just SaaS — that's a data moat that grows with every new district.
ZERO MARGINAL COST SCALES AUTOMATICALLY
07 / 09
BUSINESS MODEL
THREE REVENUE STREAMS. RECURRING. SCALABLE.
Each stream reinforces the others. Districts create the data. Carriers pay for access to it.
🏫
District SaaS
$12K – $36K / district / year
Annual platform subscription covering dashboard access, six-layer sensor monitoring, AI report generation, and FERPA-compliant data management.
~75% GROSS MARGIN
Core recurring revenue engine
🔧
Hardware Install
$5K – $15K / building
One-time IoT sensor installation per school building. Typical district has 5–15 buildings. Recognized upfront at installation. Creates SaaS stickiness.
~40% GROSS MARGIN
Upfront revenue + long-term lock-in
📊
Carrier Data License
$50K – $200K / carrier / year
Anonymized aggregate risk data licensed to insurance carriers. Scales automatically with district count — zero marginal cost. The long-term prize.
~90% GROSS MARGIN
Highest margin — grows with every district
💡 Co-founder compensation is equity-based — not funded from this raise. Technical co-founder receives 25–40% company equity with a 4-year vest and 1-year cliff, aligning long-term incentives without cash dilution.
08 / 09
TRACTION & ROADMAP
EARLY.
MOVING FAST.
PITTSBURGH BUILT.
Founded by a Steel Valley alum and Pennsylvania educator who understood the problem from the inside — and built the solution the market has been waiting for.
OUR UNFAIR ADVANTAGES
✓ PA educator — understands schools from the inside
✓ Steel Valley alum — hometown pilot district access
✓ Working AI demo built and live at ironcityrisktech.com
✓ PSBA Insurance relationship in active progress
✓ First-mover — no competitor exists in PA school InsurTech
Working demo built & live — SchoolShield Pro with six sensor layers and AI reports at ironcityrisktech.com
DONE ✓
PSBA Insurance outreach — Senior Strategic Partnerships Manager contacted for underwriter introduction
DONE ✓
Advisory partner conversations — Steel Valley SD (Director of Facilities) and Norwin SD (Superintendent) outreach in progress
IN PROGRESS
Underwriter validation meeting — 20-minute conversation to confirm data gap and product-market fit with PA carrier
NEXT 30 DAYS
Pilot district agreement — 1–2 PA school districts generating real sensor data and case study
NEXT 90 DAYS
First carrier data license — Revenue-generating partnership with PA school district insurer
Q1 2027
09 / 10
PENNSYLVANIA LEGISLATIVE CONFLICT
PENNSYLVANIA JUST CREATED A MANDATORY SAFETY GAP
Two Pennsylvania laws are now in direct conflict — and SchoolShield Pro is the only solution that closes the gap.
⚠️ LAW #1 — REQUIRED
SEE SOMETHING SAY SOMETHING
Pennsylvania mandates districts maintain anonymous student reporting systems for threats, suspicious behavior, and campus safety incidents.
📱 Anonymous tip line apps on student phones
📸 Screenshots of digital threats via student phones
📲 Social media monitoring via student devices
🆘 Immediate communication through student phones
⚠️ LAW #2 — JUST PASSED
PENNSYLVANIA STUDENT PHONE BAN
Pennsylvania just passed legislation banning student phones during school hours — eliminating every phone-dependent reporting tool districts rely on.
🚫 No student tip line apps during school hours
🚫 No screenshots of digital threats
🚫 No social media monitoring via student devices
🚫 No immediate student phone communication
THE RESULT: A MANDATORY COMPLIANCE GAP
Districts are legally required to maintain student safety reporting systems — but legally prohibited from using the primary tools those systems depend on. Every PA school district is now exposed.
✅ SCHOOLSHIELD PRO — THE INFRASTRUCTURE REPLACEMENT
🎙️
Acoustic Threat Detection
Sensors detect dangerous sounds without student phones
👥
Staff Community App
Staff become the reporting mechanism instead of students
🧠
Behavioral Risk Logging
Near-miss incidents documented by staff in real time
🔒
Perimeter Monitoring
Continuous campus awareness without student devices
GOVERNOR SHAPIRO'S $111M SCHOOL SAFETY BUDGET · PERFECT TIMING FOR SCHOOLSHIELD PRO
10 / 10
THE ASK
$500K
PRE-SEED ROUND
Funding the bridge from validated concept to first paying customer
40%
Pilot District IoT Hardware Installation
25%
Product Development & Infrastructure
20%
Legal, IP & Compliance
15%
12-Month Operating Runway
🛡️ VIEW LIVE DEMO → 📋 OUR BUSINESS PHILOSOPHY →
Iron City Risk Tech  ·  SchoolShield Pro  ·  Pittsburgh, Pennsylvania
Kelly Koutsavlis  ·  Koutsavlis377@outlook.com  ·  ironcityrisktech.com